Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 : PA-Title-Insurance-Agent

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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is NOT the responsibility of the Notary Public when taking an acknowledgment on a Deed, Mortgage or Deed of Trust?

A) affix his or her official stamp
B) sign his or her name on the witness line
C) list the expiration date of his or her commission
D) obtain proper identification from all signers

2. Which property type includes all lands, man-made improvements, anything growing on the lands, as well as interests, or "rights," including future occupancy, reversion, and the use of surface and air space?

A) Intangible
B) Personal
C) Tangible
D) Real

3. Which of the following can be licensed as a title insurance agent?

A) a legal entity
B) an officer of a title company
C) an employee of a title company
D) an approved attorney

4. Coverage under a loan policy remains effective

A) until the property is sold.
B) during the life of the owner.
C) until the lender assigns the mortgage.
D) until the secured debt is satisfied.

5. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
B) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
C) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
D) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.

Solutions: