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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
1. When a mortgagee's title insurance policy is issued and no owner's policy will be issued, a written waiver must be signed by the:
A) Mortgagee
B) Mortgagor
C) Seller
D) Title agent
2. An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be
A) a contractual liability.
B) a fraudulent insurance act.
C) an unfair insurance practice.
D) a violation of the grace period provision.
3. A chain of title is best described as
A) a series of conveyances of public record.
B) an opinion of title provided by an attorney.
C) a grantor/grantee index.
D) an historical record of liens on the property.
4. Which of the following statements is true concerning an unrecorded deed?
A) it need not name the grantee
B) it need not contain a legal description
C) it does not give constructive notice of ownership
D) it is not valid between the grantor and the grantee
5. Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that
A) they are joint tenants with rights of survivorship.
B) they are tenants by the entirety.
C) they are tenants in common.
D) the conveyance is void.
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: C | Question # 3 Answer: A | Question # 4 Answer: C | Question # 5 Answer: C |
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